It doesn’t matter if you live in Charlotte, Matthews, Concord or anywhere in between, you need auto insurance for your vehicles. And while that need exists, there are many variables that need to be reviewed. Do you have the right coverage for your vehicles? Are you perhaps paying too much for your insurance? Should you have different coverages for each vehicle you own? Call Craig & Preston Insurance Agency and speak with them to get all of your questions answered and make sure you have the right coverage in place.
Things That Contribute to Your Auto Insurance Premiums
Getting your insurance premium figure isn’t magic, there is a formula that insurance companies have to come up with that figure. Several things can contribute to that figure, though not all of them are used by all insurance companies. One of the obvious factors is the vehicle itself. Is it a jacked-up truck with an 8-cylinder engine, or is it a small 2-door, 4-cylinder car? What sort of safety features come with the vehicle? Another factor is you, the driver. What is your age? Younger and older drivers tend to have higher premiums. Do you have any accidents on your record? These might influence your premiums as well. Do you have other drivers in your household? All of these and more can change the premium for your insurance policy. Call Craig & Preston Insurance today to have them find you the best policy for the least cost.
Make Sure You Understand Your Auto Insurance Policy
Given the sheer amount of cars on the road and the distractions drivers deal with every day, the chances of being involved in a car accident are plentiful. If you were ever involved in an accident and found to be at-fault for someone else’s bodily injuries, you could literally lose everything if you’re not properly insured. What a lot of people don’t realize is, having great coverage in Fort Mill or Gastonia doesn’t necessarily mean having higher insurance premiums.
Craig & Preston Insurance Agency is an independent agency. What does this mean for folks living in Charlotte and surrounding areas? It means that we can shop the market of many different insurance companies and find the right policy for you, that covers exactly what you need, for the least amount of money. We can point out the gaps in different insurances and explain the policy from start to finish. And while that really cheap policy might be attractive, don’t end up cutting out important parts of a policy just to save a few dollars. Let us shop for auto insurance for you and bring you the best deal for your needs.