Auto Insurance and Classic Car Insurance In Gastonia, Matthews, Concord, Charlotte, NC, Fort Mill, SC, and Surrounding Areas

Auto Insurance Coverage That Travels With You
Auto Insurance from Craig & Preston Insurance Agency

The minute you sit behind the wheel of an automobile you take on some very serious risks. In 2019, auto accidents resulted in 4.4 million people requiring medical attention. Of these, nearly 39,000 resulted in death.  Todays’ automobiles are designed to absorb the energy created during a collision to reduce injury to occupants. Panels are designed to crumple, fold, or collapse in the event of a collision. More and more parts are designed to be replaced instead of repaired, and that has resulted in higher repair costs.  And when an accident is serious enough to result in personal injury the financial responsibility increases exponentially.  This is why North Carolina requires all vehicles with a valid North Carolina registration to have continuous liability insurance provided by a company licensed to do business in the state.

Auto Insurance is Required in North Carolina, We Make Sure It’s Affordable

Your Craig & Preston agent explains the different coverage levels, deductibles, and payment options available to you. There is coverage that pays to repair your vehicle if you’re involved in an accident with an insured motorist. There is coverage that pays for damage resulting from collisions with animals, windshield damage from stones, towing expenses, and rental car costs when you’re involved in an accident.

There are various savings offered by different providers. Many companies offer discounts for having multiple vehicles under one auto policy. Others offer discounts for having both auto insurance and homeowners insurance with the same company. There are good driver discounts, good student discounts, and other money-saving opportunities… and your Craig & Preston agent matches you with companies that offer the discounts applicable to you.

With Car Insurance, Independence Saves You Money

As an Independent Insurance Agency, Craig & Preston works with more than a dozen insurance carriers. We aren’t limited to one single company, which means we can compare rates to provide the most competitive price. Companies differ greatly in the way they develop rates. Some are more favorable towards young drivers while others favor more experienced motorists. Our agents have years of experience with our carriers, learning their particular underwriting strengths, and knowing where they’re most competitive.